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		<description>las Cruces Real Estate at your Fingertips</description>
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			<title>Short Sales</title>
			<link>http://homesinlascrucesnm.com/blog/blogs/blog1.php/short-sales</link>
			<pubDate>Mon, 10 Oct 2011 20:16:00 +0000</pubDate>			<dc:creator>admin</dc:creator>
			<category domain="main">From Penny</category>			<guid isPermaLink="false">6@http://homesinlascrucesnm.com/blog/blogs/</guid>
						<description>&lt;p&gt;&lt;a href=&quot;http://www.alamobritt.com&quot;&gt;http://www.alamobritt.com&lt;/a&gt;&lt;/p&gt;&lt;p class=&quot;normaltext&quot;&gt;&lt;strong&gt;WHAT IS A SHORT SALE? &lt;/strong&gt;&lt;/p&gt;
&lt;p class=&quot;normaltext&quot;&gt;A short sale occurs when a property sells for a  price that is insufficient to pay back the loan(s) secured against it  (or any other liens against the property, such as delinquent property  taxes, Homeowners/Condominium Association fees, etc.) as well as  standard sales closing costs. In such a case, in order to complete the  sale, you, as a Seller, must either: (1) come to closing with sufficient  cash from other sources to cover these shortfalls; or, (2) your  lender(s) must agree to forgive all or a portion of the amounts you are  &#039;short&#039; or make other arrangements for repayment (such as an execution  of a promissory note). The second alternative is commonly known as a  Short Sale. Your lender will generally not allow you to receive any  proceeds or otherwise obtain any monetary benefit as part of a Short  Sale.&lt;/p&gt;&lt;div class=&quot;item_footer&quot;&gt;&lt;p&gt;&lt;small&gt;&lt;a href=&quot;http://homesinlascrucesnm.com/blog/blogs/blog1.php/short-sales&quot;&gt;Original post&lt;/a&gt; blogged on &lt;a href=&quot;http://b2evolution.net/&quot;&gt;b2evolution&lt;/a&gt;.&lt;/small&gt;&lt;/p&gt;&lt;/div&gt;</description>
			<content:encoded><![CDATA[<p><a href="http://www.alamobritt.com">http://www.alamobritt.com</a></p><p class="normaltext"><strong>WHAT IS A SHORT SALE? </strong></p>
<p class="normaltext">A short sale occurs when a property sells for a  price that is insufficient to pay back the loan(s) secured against it  (or any other liens against the property, such as delinquent property  taxes, Homeowners/Condominium Association fees, etc.) as well as  standard sales closing costs. In such a case, in order to complete the  sale, you, as a Seller, must either: (1) come to closing with sufficient  cash from other sources to cover these shortfalls; or, (2) your  lender(s) must agree to forgive all or a portion of the amounts you are  'short' or make other arrangements for repayment (such as an execution  of a promissory note). The second alternative is commonly known as a  Short Sale. Your lender will generally not allow you to receive any  proceeds or otherwise obtain any monetary benefit as part of a Short  Sale.</p><div class="item_footer"><p><small><a href="http://homesinlascrucesnm.com/blog/blogs/blog1.php/short-sales">Original post</a> blogged on <a href="http://b2evolution.net/">b2evolution</a>.</small></p></div>]]></content:encoded>
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			<title>Wine Fest/Getting to know Las Cruces</title>
			<link>http://homesinlascrucesnm.com/blog/blogs/blog1.php/wine-fest-getting-to-know</link>
			<pubDate>Mon, 10 Oct 2011 00:33:00 +0000</pubDate>			<dc:creator>admin</dc:creator>
			<category domain="main">From Penny</category>			<guid isPermaLink="false">5@http://homesinlascrucesnm.com/blog/blogs/</guid>
						<description>&lt;p&gt;&lt;a href=&quot;http://www.alamobritt.com&quot;&gt;http://www.alamobritt.com&lt;/a&gt;&lt;/p&gt;&lt;p&gt;I had a great day today at the La Vina Wine Fest.&amp;#160; Driving&amp;#160; through Old Mesilla&amp;#160;  reminded me of when we used to go for a country ride&amp;#160; in England, with lots of&amp;#160; green trees and&amp;#160;  fields&amp;#160; full of produce. At the wine fest there was fine food, arts and crafts and great wines.&amp;#160;&amp;#160; This is one of the reasons why&amp;#160; people want  to live in New Mexico, where one can sit,&amp;#160; relax, and enjoy&amp;#160; a&amp;#160; glass of wine, while listening to the music.&amp;#160; It was great.&lt;/p&gt;
&lt;p&gt;I am never to busy for your referrals&lt;/p&gt;&lt;div class=&quot;item_footer&quot;&gt;&lt;p&gt;&lt;small&gt;&lt;a href=&quot;http://homesinlascrucesnm.com/blog/blogs/blog1.php/wine-fest-getting-to-know&quot;&gt;Original post&lt;/a&gt; blogged on &lt;a href=&quot;http://b2evolution.net/&quot;&gt;b2evolution&lt;/a&gt;.&lt;/small&gt;&lt;/p&gt;&lt;/div&gt;</description>
			<content:encoded><![CDATA[<p><a href="http://www.alamobritt.com">http://www.alamobritt.com</a></p><p>I had a great day today at the La Vina Wine Fest.&#160; Driving&#160; through Old Mesilla&#160;  reminded me of when we used to go for a country ride&#160; in England, with lots of&#160; green trees and&#160;  fields&#160; full of produce. At the wine fest there was fine food, arts and crafts and great wines.&#160;&#160; This is one of the reasons why&#160; people want  to live in New Mexico, where one can sit,&#160; relax, and enjoy&#160; a&#160; glass of wine, while listening to the music.&#160; It was great.</p>
<p>I am never to busy for your referrals</p><div class="item_footer"><p><small><a href="http://homesinlascrucesnm.com/blog/blogs/blog1.php/wine-fest-getting-to-know">Original post</a> blogged on <a href="http://b2evolution.net/">b2evolution</a>.</small></p></div>]]></content:encoded>
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			<title>My dream home</title>
			<link>http://homesinlascrucesnm.com/blog/blogs/blog1.php/my-dream-home</link>
			<pubDate>Fri, 07 Oct 2011 15:58:00 +0000</pubDate>			<dc:creator>admin</dc:creator>
			<category domain="main">From Penny</category>			<guid isPermaLink="false">4@http://homesinlascrucesnm.com/blog/blogs/</guid>
						<description>&lt;p&gt;Hello,&lt;/p&gt;
&lt;p&gt;I relocated to Las cruces&amp;#160; from Alamogordo, NM and when we got to Las Cruces I the Realtor did not know whether to build a new home or get a used home my thought was been there done that.and to our surprise we are building the home of our dreams. And yesterday my husband and I along with Molly ( our yorkie) went to see if any progress had been made.&amp;#160; To our surprised there was and it is about to break ground. I have been asked do you ever&amp;#160; get fed up of looking at homes.&amp;#160; No I don&#039;t it is still so exciting for us&amp;#160; to see our&amp;#160; dream home coming&amp;#160; together. And that is why I am inviting all of&amp;#160; you to come along with me on my magical journey of building our dream home in Las Cruces, nm.&lt;/p&gt;
&lt;p&gt;And when you are ready to buy your dream home whether you are going for a new home or resale I will be here for you.&lt;/p&gt;
&lt;p&gt;And I am never to busy for your referral&#039;s.&lt;/p&gt;
&lt;p&gt;&amp;#160;&lt;/p&gt;
&lt;p&gt;&amp;#160;&lt;/p&gt;&lt;div class=&quot;item_footer&quot;&gt;&lt;p&gt;&lt;small&gt;&lt;a href=&quot;http://homesinlascrucesnm.com/blog/blogs/blog1.php/my-dream-home&quot;&gt;Original post&lt;/a&gt; blogged on &lt;a href=&quot;http://b2evolution.net/&quot;&gt;b2evolution&lt;/a&gt;.&lt;/small&gt;&lt;/p&gt;&lt;/div&gt;</description>
			<content:encoded><![CDATA[<p>Hello,</p>
<p>I relocated to Las cruces&#160; from Alamogordo, NM and when we got to Las Cruces I the Realtor did not know whether to build a new home or get a used home my thought was been there done that.and to our surprise we are building the home of our dreams. And yesterday my husband and I along with Molly ( our yorkie) went to see if any progress had been made.&#160; To our surprised there was and it is about to break ground. I have been asked do you ever&#160; get fed up of looking at homes.&#160; No I don't it is still so exciting for us&#160; to see our&#160; dream home coming&#160; together. And that is why I am inviting all of&#160; you to come along with me on my magical journey of building our dream home in Las Cruces, nm.</p>
<p>And when you are ready to buy your dream home whether you are going for a new home or resale I will be here for you.</p>
<p>And I am never to busy for your referral's.</p>
<p>&#160;</p>
<p>&#160;</p><div class="item_footer"><p><small><a href="http://homesinlascrucesnm.com/blog/blogs/blog1.php/my-dream-home">Original post</a> blogged on <a href="http://b2evolution.net/">b2evolution</a>.</small></p></div>]]></content:encoded>
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			<title>Glad to be here in Las Cruces</title>
			<link>http://homesinlascrucesnm.com/blog/blogs/blog1.php/glad-to-be-here-in</link>
			<pubDate>Thu, 06 Oct 2011 19:30:00 +0000</pubDate>			<dc:creator>admin</dc:creator>
			<category domain="main">Misc</category>			<guid isPermaLink="false">2@http://homesinlascrucesnm.com/blog/blogs/</guid>
						<description>&lt;p&gt;Hi, My name is Penny Santiago and I know how to make your real estate dreams come true!&lt;/p&gt;
&lt;p&gt;Hello,&lt;/p&gt;
&lt;div&gt;My name is Penny Santiago and a native of the  United Kingdom. &amp;#160;I have been a Military spouse &amp;#160;and traveled all over  the world with my husband and three children. &amp;#160;After my husband retired  from the Military after 20 years we settled in El Paso Texas and I have  grown to love the Untited States as my 2nd home.&lt;/div&gt;
&lt;div&gt;Knowing how stressful it was in  buying our home I knew that I wanted to be a Realtor to help make that  transition for families. &amp;#160;&amp;#160;I knew what it was like finding a home ,  getting a mortgage finding the right school&#039;s for our children and I  have never regretted my career. I love what I do finding the right home  for the buyer and helping the seller&#039;s&amp;#160; to sell their home it all goes  hand in hand.&lt;/div&gt;
&lt;div&gt;When you are looking for your agent remember we  are working for working for you. &amp;#160;I will give you my time and commitment  whether you are a buyer or a seller. &amp;#160;I invite you to log on to www.&amp;#160;&lt;a href=&quot;http://alamobritt.com/&quot; target=&quot;_blank&quot;&gt;alamobritt.com&lt;/a&gt; where  you&#039;ll find access to Multiple Listing Database, Local news, virtual  tours,open house information,community videos, etc Once you&#039;re there,  sign up for my Realty Watcher and be automatically notified when what  your looking for hits the market. Be sure&amp;#160;to bookmark the site as my  team and I work hard to make it the most comprehensive real estate site  for this area.&lt;/div&gt;
&lt;p&gt;I hope you consider me when you&#039;re looking to buy or sell.&lt;/p&gt;&lt;div class=&quot;item_footer&quot;&gt;&lt;p&gt;&lt;small&gt;&lt;a href=&quot;http://homesinlascrucesnm.com/blog/blogs/blog1.php/glad-to-be-here-in&quot;&gt;Original post&lt;/a&gt; blogged on &lt;a href=&quot;http://b2evolution.net/&quot;&gt;b2evolution&lt;/a&gt;.&lt;/small&gt;&lt;/p&gt;&lt;/div&gt;</description>
			<content:encoded><![CDATA[<p>Hi, My name is Penny Santiago and I know how to make your real estate dreams come true!</p>
<p>Hello,</p>
<div>My name is Penny Santiago and a native of the  United Kingdom. &#160;I have been a Military spouse &#160;and traveled all over  the world with my husband and three children. &#160;After my husband retired  from the Military after 20 years we settled in El Paso Texas and I have  grown to love the Untited States as my 2nd home.</div>
<div>Knowing how stressful it was in  buying our home I knew that I wanted to be a Realtor to help make that  transition for families. &#160;&#160;I knew what it was like finding a home ,  getting a mortgage finding the right school's for our children and I  have never regretted my career. I love what I do finding the right home  for the buyer and helping the seller's&#160; to sell their home it all goes  hand in hand.</div>
<div>When you are looking for your agent remember we  are working for working for you. &#160;I will give you my time and commitment  whether you are a buyer or a seller. &#160;I invite you to log on to www.&#160;<a href="http://alamobritt.com/" target="_blank">alamobritt.com</a> where  you'll find access to Multiple Listing Database, Local news, virtual  tours,open house information,community videos, etc Once you're there,  sign up for my Realty Watcher and be automatically notified when what  your looking for hits the market. Be sure&#160;to bookmark the site as my  team and I work hard to make it the most comprehensive real estate site  for this area.</div>
<p>I hope you consider me when you're looking to buy or sell.</p><div class="item_footer"><p><small><a href="http://homesinlascrucesnm.com/blog/blogs/blog1.php/glad-to-be-here-in">Original post</a> blogged on <a href="http://b2evolution.net/">b2evolution</a>.</small></p></div>]]></content:encoded>
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